MDR could revive credit and debit cards as survey suggests higher-value UPI payments may decline

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Digital Payments

5 August 2026 at 5:53 am

MDR could revive credit and debit cards as survey suggests higher-value UPI payments may decline

HyperFast News

Summary

A survey indicates that over half of UPI users might switch from the platform for higher-value transactions if a Merchant Discount Rate (MDR) is imposed and passed on to consumers, potentially reviving credit and debit card usage.

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