RBI to Mandate Monthly Lending Rate Disclosure and Quarterly Floating Loan Resets for Banks

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Regulation

13 August 2026 at 1:28 am

RBI to Mandate Monthly Lending Rate Disclosure and Quarterly Floating Loan Resets for Banks

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Summary

The Reserve Bank of India has proposed new guidelines requiring banks to disclose lending rates monthly and reset floating loans quarterly. These norms, aimed at harmonizing interest rate determination and capping charges for small loans, will be effective from April 1, 2027.

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